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What Does Travel Insurance Not Cover?

What Does Travel Insurance Not Cover?

Answer:
Travel insurance does not cover everything. Common exclusions include:

  • Pre-existing conditions (unless declared and accepted)

  • Risky activities without add-on coverage (e.g. skydiving)

  • Traveling against government advice

  • Cosmetic or elective procedures

  • Alcohol- or drug-related incidents

Always read the policy terms to know what is excluded.

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