Looking for the best value trip insurance without compromising on cover? We’ve reviewed and ranked the top 10 cheapest travel insurance providers in the UK for 2025. This list compares price, customer service, and coverage to help you travel with confidence — even on a budget.
1. Post Office Travel Insurance
Best for: Budget European holidays
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Prices from: £6.95 for single-trip Europe
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COVID-19 cover: ✅
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24/7 emergency assistance: ✅
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Optional gadget and cruise cover
🔍 Why we like it: Reliable brand, low prices, strong medical cover.
2. Coverwise
Best for: Low-cost annual multi-trip cover
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Prices from: £17/year (Europe)
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Up to £20m medical cover
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Excellent Trustpilot reviews
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Winter sports and excess waiver available
🔍 Why we like it: Surprisingly cheap for multiple trips. Quick online claims.
3. InsureandGo
Best for: Customisable cover
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Prices from: £7.50
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Unlimited medical expenses (with top plan)
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Kids covered for free on family policies
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COVID-19 cancellation included
🔍 Why we like it: Highly flexible, good family options.
4. Staysure
Best for: Seniors & pre-existing conditions
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Prices from: £9.80 (age-dependent)
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Covers medical conditions (after screening)
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No upper age limit
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Optional cruise cover
🔍 Why we like it: Excellent for older travellers with health conditions.
5. Admiral Travel Insurance
Best for: Multi-policy discounts (car, home + travel)
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Prices from: £8.99
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£10m emergency medical
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Trip cancellation cover: up to £5,000
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Great value bundles for Admiral customers
🔍 Why we like it: Trusted name, value gets better if you’re already a customer.
6. Moneysupermarket Comparison Tool
Best for: Comparing multiple quotes fast
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Access to 30+ insurers
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Filter by cancellation cover, COVID, destination
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See user reviews side-by-side
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Free and fast to use
🔍 Why we like it: Quick way to find the cheapest trip cover for your exact needs.
7. AllClear Travel
Best for: High-risk medical conditions
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Prices from: £12.50
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Covers 1,300+ medical conditions
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Tailored cover based on health profile
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24/7 medical assistance
🔍 Why we like it: One of the few that accepts complex medical histories.
8. Alpha Travel Insurance
Best for: Students & backpackers
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Prices from: £5.88
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Low base price with optional add-ons
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Ideal for long stays (gap year, volunteering)
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Up to 24 months abroad
🔍 Why we like it: Super low-cost for younger travellers on extended trips.
9. Avanti Travel Insurance
Best for: Cruise lovers & over 50s
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Prices from: £8.90
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UK call centres
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Strong reviews on Trustpilot
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Includes COVID-19 travel disruption
🔍 Why we like it: Good value with solid customer support.
10. Cedar Tree
Best for: High cover limits at budget prices
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Prices from: £9.50
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Baggage up to £3,000
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Cancellation up to £10,000
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Up to £15m medical expenses
🔍 Why we like it: Higher-than-average cover limits for a low premium.
What to Watch Out for in Cheap Policies
Even with budget insurance, check for:
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Excess amounts (low-cost policies may have high excess)
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Policy limits for baggage or cancellation
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Pre-existing conditions exclusions
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Length of trip coverage (some cheap policies cover only up to 30 days)
Tips to Get the Best Price on Trip Insurance
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Use comparison tools (like MoneySuperMarket or CompareTheMarket)
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Travel as a couple or family for bundle savings
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Buy early – prices rise closer to the departure date
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Go for essential cover only (skip gadgets if unnecessary)