High blood pressure (hypertension) and high cholesterol are among the most common conditions people declare for travel insurance. They’re often well controlled and rarely cause big price rises, but you still need to answer the insurer’s questions properly.
Do you need to declare them?
If the screening asks about your conditions, or about heart and circulatory conditions, medication or high blood pressure, then yes. It’s your responsibility to answer accurately. If you take medication such as statins or blood pressure tablets, many insurers will ask about it. See pre-existing conditions.
What insurers may ask
- Whether you’ve been diagnosed and when
- Whether you take medication and what for
- Recent readings or whether your condition is “controlled”, if asked
- Whether you’ve had related problems, such as heart disease, stroke or kidney problems
- Whether any tests are pending
See what is a medical screening.
How it affects the price
If well controlled and uncomplicated, these conditions often add little or nothing to the premium. If they come with other conditions, such as heart disease or diabetes, the cost can rise. Compare quotes, because insurers treat them differently.
Tips for travelling
- Carry your medication in hand luggage with spares and a list.
- Talk to your doctor about travel, heat and long flights.
- Take your doctor’s contact details and recent readings if you have them.
- Tell your insurer about changes to your medication or health before you travel.
If you’re declined
If you’re declined or quoted a very high price, specialist insurers and the MoneyHelper directory can help. See how to use the MoneyHelper directory. If you also have a heart condition, see travel insurance with heart conditions.
Frequently asked questions
Do I have to declare high cholesterol?
If the insurer’s questions cover it, yes. Answer honestly, as an undeclared condition can affect a claim.
Will high blood pressure make travel insurance expensive?
Often not, if it’s well controlled. Compare quotes, as insurers differ.
Do I need to declare medication like statins?
Usually yes if asked about medication. Check the wording of each question.
What if my medication changes?
Tell your insurer about changes before you travel, as they may affect your cover.
Related travel insurance guides
- What Happens If You Get Ill Abroad Without Travel Insurance?
- How to Use the MoneyHelper Travel Insurance Directory
- Travel Insurance After Cancer: How to Find Cover
- What Does Travel Insurance Cover? A Plain-English UK Guide
- How Much Does Travel Insurance Cost in the UK in 2026?
This article is general information, not financial or insurance advice. Always read the policy documents before you buy.
